Terms of Service

By downloading, installing, or using SettleNote, you agree to these terms. If you do not agree, do not use the app.

These terms apply together with the SettleNote Privacy Policy and any applicable Apple, Google Play, device, or platform terms that govern distribution, billing, notifications, backups, or device-level functionality.

You may use SettleNote only where you are legally permitted to do so and only on devices you own, control, or are authorized to use. You are responsible for ensuring that your use of notes, reminders, backups, and device-level security features complies with applicable law.

SettleNote is a private worry review app that lets you capture notes, choose a future review date, record what actually happened, and view personal patterns based on your own entries.

Feature availability may vary by device, operating system version, permissions, platform services, and region.

• Use SettleNote lawfully and only on devices you are authorized to use.
• Keep your device credentials, lock settings, and backup credentials secure.
• Review your own data before deleting or restoring backups.
• Use notifications, biometrics, and cloud services in accordance with your platform settings.

You are responsible for the accuracy and legality of the content you store in the app. You should avoid using SettleNote in a way that violates another person's rights or applicable law.

Backup, restore, reminders, app lock, biometrics, and other device-dependent features rely on platform services, permissions, account availability, and device support. We do not guarantee that every backup, reminder, or restore will succeed in every device state.

You are responsible for preserving your backup key and checking reminder, notification, and platform account settings on your device.

SettleNote may offer optional Lifetime Pro access through Apple or Google billing systems. RevenueCat or related infrastructure may be used to manage purchase state and restore access.

• Pricing and included features are shown before purchase.
• Charges are billed through your Apple App Store or Google Play account.
• Lifetime Pro is a one-time purchase, not a recurring subscription.
• Store policies and platform availability may affect restores, refunds, or access timing.
• The free version of SettleNote may display limited ads on selected in-app surfaces.

Refund eligibility and processing are subject to the policies of Apple, Google Play, and applicable law. GlobalHashtag may help with support requests, but refunds may be controlled by the platform provider.

SettleNote, including its software, text, design, branding, graphics, documentation, and related materials, is owned by GlobalHashtag or its licensors and is protected by applicable intellectual property laws.

Subject to these terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the app for your personal lawful use. You may not copy, modify, reverse engineer, redistribute, resell, sublicense, or create derivative works from the app except to the extent such restriction is prohibited by applicable law.

You agree not to:

• Attempt to bypass feature limits, payment controls, licensing checks, or technical protections.
• Interfere with the app, its website, support channels, or related infrastructure.
• Use the app for unlawful activity or in a way that infringes the rights of others.
• Misrepresent your identity or submit false support, billing, or legal requests.

We may restrict support or affected services where reasonably necessary for security, unlawful use, legal compliance, or technical maintenance. Restrictions must be proportionate to the reason. We give notice where practical and required by law.

If paid features are materially reduced or discontinued, we explain the effect on existing purchases and available remedies under applicable law and store rules. You can stop using the app at any time. Local data and copies you export or back up remain subject to your own device and platform controls.

SettleNote is not medical advice, therapy, psychiatric care, or emergency support. If you are in crisis or need urgent help, contact local emergency services or a qualified professional.

To the maximum extent permitted by law, SettleNote is provided on an "as is" and "as available" basis. We do not guarantee uninterrupted access, perfect data recovery, or availability of every backup, notification, purchase, or restore flow at all times.

Our responsibility is determined by applicable law. Nothing in these terms excludes or limits liability for fraud, intentional misconduct, gross negligence, or any liability that cannot lawfully be excluded or limited.

Mandatory consumer rights, including rights concerning defective paid features, refunds, and legal remedies, continue to apply. Device or platform limitations do not remove responsibility that the law places on us.

You are responsible under applicable law for unlawful use that infringes another person's rights. These terms do not require you to cover losses caused by our own fault or assume liabilities beyond those imposed by applicable law.

If you downloaded SettleNote from the Apple App Store, the following also applies. These terms are an agreement between you and GlobalHashtag only, not with Apple. Apple is not responsible for the app or its content and has no obligation to provide maintenance or support services for the app.

In the event of any failure of the app to conform to an applicable warranty, you may notify Apple, and Apple may refund the purchase price of the app to you. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the app.

Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you. You represent that you are not located in a country subject to a U.S. government embargo and that you are not on any U.S. government list of prohibited or restricted parties.

The laws and courts with jurisdiction under applicable law govern disputes. Mandatory consumer protections in your place of residence remain available.

You can contact settlenote@globalhashtag.com to try to resolve an issue informally. Contacting us is not a condition for seeking a statutory remedy, meeting a legal deadline, or bringing a claim in a competent court.

If any provision of these terms is found unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

These terms, together with the SettleNote Privacy Policy, are the entire agreement between you and GlobalHashtag regarding the app and supersede any prior agreements on that subject.

You may not assign or transfer these terms without our prior consent. We may assign these terms in connection with a merger, acquisition, or sale of assets. Our failure to enforce any provision of these terms is not a waiver of our right to enforce it later.

We post revised terms with an updated date. For changes materially affecting your rights or paid access, we give notice explaining the change and when it takes effect, using an available website, app, or store channel as required by law.

Changes do not remove rights attached to an existing purchase or mandatory consumer protections. Where your agreement is legally required, we obtain it rather than treating silence alone as acceptance.

These terms are between you and GlobalHashtag (글로벌해시태그), a sole proprietorship operated by Jaeseon Lee in the Republic of Korea.

For support or a dispute, contact settlenote@globalhashtag.com.

Where Korean law applies, these terms do not exclude rights under mandatory consumer-protection or standard-terms legislation. Any lawful right to cancel, receive a refund, or seek a remedy remains available; a store policy does not replace mandatory law.

You may contact support for an informal resolution, but doing so is not a prerequisite to a statutory complaint, mediation, or court proceeding. These terms do not designate an exclusive foreign court or waive your statutory rights.