Terms of Service

By downloading, installing, or using SettleNote, you agree to these terms. If you do not agree, do not use the app.

These terms apply together with the SettleNote Privacy Policy and any applicable Apple, Google Play, device, or platform terms that govern distribution, billing, notifications, backups, or device-level functionality.

You may use SettleNote only where you are legally permitted to do so and only on devices you own, control, or are authorized to use. You are responsible for ensuring that your use of notes, reminders, backups, and device-level security features complies with applicable law.

SettleNote is a private worry review app that lets you capture notes, choose a future review date, record what actually happened, and view personal patterns based on your own entries.

Feature availability may vary by device, operating system version, permissions, platform services, and region.

• Use SettleNote lawfully and only on devices you are authorized to use.
• Keep your device credentials, lock settings, and backup credentials secure.
• Review your own data before deleting or restoring backups.
• Use notifications, biometrics, and cloud services in accordance with your platform settings.

You are responsible for the accuracy and legality of the content you store in the app. You should avoid using SettleNote in a way that violates another person's rights or applicable law.

Backup, restore, reminders, app lock, biometrics, and other device-dependent features rely on platform services, permissions, account availability, and device support. We do not guarantee that every backup, reminder, or restore will succeed in every device state.

You are responsible for preserving your backup key and checking reminder, notification, and platform account settings on your device.

SettleNote may offer optional Lifetime Pro access through Apple or Google billing systems. RevenueCat or related infrastructure may be used to manage purchase state and restore access.

• Pricing and included features are shown before purchase.
• Charges are billed through your Apple App Store or Google Play account.
• Lifetime Pro is a one-time purchase, not a recurring subscription.
• Store policies and platform availability may affect restores, refunds, or access timing.
• The free version of SettleNote may display limited ads on selected in-app surfaces.

Refund eligibility and processing are subject to the policies of Apple, Google Play, and applicable law. GlobalHashtag may help with support requests, but refunds may be controlled by the platform provider.

SettleNote, including its software, text, design, branding, graphics, documentation, and related materials, is owned by GlobalHashtag or its licensors and is protected by applicable intellectual property laws.

Subject to these terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the app for your personal lawful use. You may not copy, modify, reverse engineer, redistribute, resell, sublicense, or create derivative works from the app except to the extent such restriction is prohibited by applicable law.

You agree not to:

• Attempt to bypass feature limits, payment controls, licensing checks, or technical protections.
• Interfere with the app, its website, support channels, or related infrastructure.
• Use the app for unlawful activity or in a way that infringes the rights of others.
• Misrepresent your identity or submit false support, billing, or legal requests.

We may suspend, restrict, or stop providing all or part of the app or related support services if we reasonably believe that doing so is necessary for security, legal compliance, abuse prevention, technical maintenance, platform requirements, or enforcement of these terms.

You may stop using the app at any time by uninstalling it. Provisions that by their nature should survive termination, including intellectual property, disclaimers, limitations of liability, and dispute provisions, will survive.

SettleNote is not medical advice, therapy, psychiatric care, or emergency support. If you are in crisis or need urgent help, contact local emergency services or a qualified professional.

To the maximum extent permitted by law, SettleNote is provided on an "as is" and "as available" basis. We do not guarantee uninterrupted access, perfect data recovery, or availability of every backup, notification, purchase, or restore flow at all times.

To the maximum extent permitted by law, GlobalHashtag and its affiliates, licensors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, goodwill, or business opportunity, arising out of or in connection with your use of or inability to use SettleNote.

To the maximum extent permitted by law, if we are found liable for any claim arising out of these terms or the app, our aggregate liability will not exceed the greater of the amount you paid for SettleNote in the 12 months before the event giving rise to the claim or USD 50.

Nothing in these terms limits liability that cannot lawfully be excluded or limited under applicable law. If you are a consumer, you may have mandatory rights under the law of your place of residence.

To the extent permitted by law, you agree to indemnify and hold harmless GlobalHashtag and its affiliates, personnel, licensors, and service providers from claims, liabilities, damages, losses, and costs arising out of your unlawful use of SettleNote, your violation of these terms, or your infringement of any third-party rights.

If you downloaded SettleNote from the Apple App Store, the following also applies. These terms are an agreement between you and GlobalHashtag only, not with Apple. Apple is not responsible for the app or its content and has no obligation to provide maintenance or support services for the app.

In the event of any failure of the app to conform to an applicable warranty, you may notify Apple, and Apple may refund the purchase price of the app to you. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the app.

Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you. You represent that you are not located in a country subject to a U.S. government embargo and that you are not on any U.S. government list of prohibited or restricted parties.

These terms do not limit any mandatory consumer rights or protections available to you under applicable law. Any dispute will be handled under the laws and procedures that must apply to the dispute.

Before filing a formal claim, contact support@globalhashtag.com and attempt to resolve the issue informally first.

If any provision of these terms is found unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

These terms, together with the SettleNote Privacy Policy, are the entire agreement between you and GlobalHashtag regarding the app and supersede any prior agreements on that subject.

You may not assign or transfer these terms without our prior consent. We may assign these terms in connection with a merger, acquisition, or sale of assets. Our failure to enforce any provision of these terms is not a waiver of our right to enforce it later.

We may update these terms from time to time to reflect product changes, legal requirements, or operational updates. The latest version will be posted on this page with an updated effective date. Your continued use of SettleNote after updated terms become effective means you accept the updated terms.

For questions about these terms, contact support@globalhashtag.com.